Moolah

Know where every peso goes.

One private ledger for cash, banks, GCash, cards, and PayLater—plus what’s due and whether the next 30 days still clear.

Moolah home overview

Not a bank

Tracking only—you still pay via your bank or wallet.

No bank passwords

We never ask for banking credentials or link APIs.

Free early access

No subscription, no checkout, no in-app payments.

Export anytime

CSV and full JSON backup whenever you want.

Product

Built for the full money desk.

Overview, plan, and built-ins—same structure you see after you sign in.

Overview

See what you have and what moved.

Accounts

Cash, banks, e-wallets, cards, loans, and PayLater—search, filter, and hide balances.

Activity

Log income and spending, fix mistakes, and filter by period without leaving the ledger.

Plan

Decide before the peso leaves.

Budgets

Live category budgets that update as you log—what’s still safe this month.

Cashflow

In vs out on a forward timeline so the next 30 days don’t surprise you.

Installments

0% phones, BNPL, and multi-month card plans with remaining balance and schedules.

Recurring

Bills and repeats that surface before due day—PLDT and rent included.

Built-in

The desk habits that make it stick.

Multi-ledger

Keep Personal and side-hustle money separate without duplicate apps.

CSV & backup

Export CSV anytime, plus JSON backup/restore for the whole ledger.

PH bank brands

BPI, BDO, GCash, Maya, and more—accounts that look like your wallets.

How it feels

Built around today’s peso decisions.

One desk for the day
+ Log money

Net

₱102k

In

+₱53k

Out

-₱33k

One desk for the day

Net position, in/out, and what’s due—before you leave the house.

Dues before surprises
Needs Attention2

Internet (PLDT)

Due Sep 18

₱1,699

Phone 0% × 6

Due Sep 20

₱3,150

Dues before surprises

Recurring, installments, and card due dates surface early.

Your data, portable

CSV

Your ledger leaves with you

Your data, portable

CSV export and JSON backup—never trapped in the app.

Early access

Start with today’s peso—not another spreadsheet.

Free while we learn with real users. No bank login. No payments inside the app.

Questions, answered

What people ask before signing up.

What is Moolah?
Moolah is a free personal finance web app built for the Philippines. It tracks your bank accounts, e-wallets, credit cards, daily spending, budgets, debts, card installments, and the next 30 days of cashflow in a single view.
Is Moolah free?
Yes. Moolah v1 is free to use. There is no subscription, no in-app purchase, and no checkout.
Does Moolah connect to my bank?
No. Moolah does not link to bank APIs and never asks for banking credentials. You add accounts and transactions yourself, which keeps your banking logins out of the product entirely.
Can I export my data?
Yes. You can export your full ledger to CSV at any time, so your records are never trapped in the app.
Which Philippine banks and e-wallets does Moolah support?
You can create accounts for any Philippine bank, e-wallet, or card issuer, including BDO, BPI, Metrobank, UnionBank, Security Bank, RCBC, GCash, Maya, SeaBank, and GoTyme, plus card networks and buy-now-pay-later providers.
Is Moolah financial advice?
No. Moolah is a tracking and planning tool that shows what changed, what is due, and what you can safely spend. It does not give financial advice.