free personal finance app Philippines
Free personal finance app for the Philippines (early access)
Moolah is a free personal finance web app for the Philippines—accounts, budgets, cashflow, debts, and installments. No subscription, no bank login.
Updated 2026-09-16 · Moolah
What “free” means here
Moolah v1 early access is free to use: no subscription, no in-app purchase, and no checkout inside the product.
You still pay your real bills through your bank or wallet. Moolah is tracking and planning only—not a bank and not financial advice.
Built for peso desks
PH bank and e-wallet brands, multi-ledger support (personal vs side hustle), category budgets, recurring bills, debts, installments, and a 30-day cashflow outlook.
Works in the browser on phone and desktop—no separate store install required for the web app.
Your data stays portable
Export CSV when you need a sheet. Download a JSON backup of the ledger when you want a full snapshot. Nothing should trap your history in a black box.
FAQ
- Is Moolah really free?
- Yes for v1 early access: no subscription and no in-app payments. Pricing may evolve later; export remains available so you are not locked in.
- Is this financial advice?
- No. Moolah shows what changed, what is due, and what you logged. It does not recommend investments or loans.